Improve Your Sex Life – Top Selling eBooks
June 28, 2009
Yes, you can – improve your sex life with top selling eBooks. Even though sex is a normal part of life just like breathing, eating, walking, etc., it is not a subject of common conversation in mixed company or, even, between family members.
eBooks can be instantly downloaded to your computer and read whenever you so desire. There is no hardcover book lying around that might cause any sort of unnecessary embarrassment. The books listed below do not contain any types of images that might be considered unseemly. In fact, most of the testimonials come for the religious community, some from pastors and Christian counselors.
Many in the industry consider eBooks to be the future of publishing. Amazon.com has invested millions developing its Kindle eBook reader. There is also a Microsoft reader. But most eBooks come in exe format with a built in reader or a pdf format that can be read on any computer using Adobe reader or any number of other pdf readers. Most computer users already have Adobe reader.
Top Selling eBooks to Improve Your Love Life
500 Lovemaking Tips
Oprah Love Expert Reveals How to Bring the Fire Back into Your Love Life. One testimonial states, "I’ve read the 500 lovemaking tips for couples and the thing I appreciate about them the most is that as a Christian counselor it is not in any way vulgar or offensive and I can use it to recommend to my clients."
A second testimonial states, "My pastor actually recommended your material to me when I counseled with him for our marriage problems. He said we should start off setting aside one night a week for lovemaking and trying one new tip from your book each time. Our marriage improved almost instantly and now we have mutually agree to set aside three nights each week and we alternate picking out a new idea that we want to try. Our friends have even commented how much happier we seem to be."
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Have You Read
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Better Sex for Christians
This eBook was written by the author or co-author of four of the Internet’s most popular Christian sex guides. A pastor wrote about this eBook, "I just started your book 3 hours ago and I am thrilled with this information…it will help my marriage, though we have no problems in our marriage at all. I wanted to go a step further in pleasing my Wife. As a pastor, with a Doctorate in Theology, I know it will help my relationship with my wife tremendously. It will also help in counseling. I found myself repeatedly laughing over how I share the same desires and the same ignorance towards this subject as some other men."
A Christan lady offered her testimonial, "I would just like to say what an AMAZING book you have created – my husband and I have started it together and taken in its points. We are working together to make our sex lives better and this course is incredible. I cannot thank you enough, and I agree with you that I found this website with the help of God. Both my husband and I are indebted to you! We have always had a solid marriage of 21 years, but it is always nice to improve our sex lives together! This book has helped in so many other areas of our sex lives that I know that multiple orgasms are a definite possibility soon. Once again, thank you for your brilliant course!!!!"
For more information about ordering these eBooks securely online with immediate download, please click on these links:
Why We Need a Public Option
June 26, 2009
"This is precisely why we need a public option," Representative John Dingell (D-MI) said on Tuesday, June 16 at a Congressional hearing with top insurance executives about the health insurance company practice of cancelling policies retroactively to avoid paying claims.
The insurance executives were: Richard A. Collins, chief executive of UnitedHealth’s Golden Rule Insurance Co.; Brian Sassi, president of consumer business for WellPoint Inc., parent of Blue Cross of California; and Don Hamm, chief executive of Assurant Health.
Dingell, however, falls short of pushing for the single payer health insurance program favored by a majority of Americans. In a statement released June 24 Dingell said, "This discussion draft is NOT an attempt to create a single payer system nor is it a first step towards a single payer system."
On June 16, Representatives Bart Stupak (D- MI) and Joe Barton (R-TX) pressed the health insurance officials for more information about cancellation procedures.
Representative Barton said, "I think a company does have a right to make sure there’s no fraudulent information. But if a citizen acts in good faith, we should expect the insurance company that takes their money to act in good faith also."
Stupak, the committee chairman, said, "When times are good, the insurance company is happy to sign you up and take your money in the form of premiums. But when times are bad … some insurance companies use a technicality to justify breaking its promise, at a time when most patients are too weak to fight back."
The Los Angeles Times reported, "An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period."
A few American citizens who were victims of retroactive cancellation presented the following facts. A lady from Texas lost her health insurance coverage after she was diagnosed with breast cancer. The reason for cancellation was that she had failed to disclose a visit to a dermatologist for acne. Another lady was cancelled for failing to report that she had once taken weight-loss medication and had irregular menstruation.
The executives found themselves on the defensive with a very, very weak defense.
(Continued below)
Have You Read
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Would you offer coverage to people to have preexisting conditions?
Health Insurance Employees Rewarded for Cancellations
The committee discovered employee performance documents that showed Blue Cross employees were rewarded for cancelling health insurance policies. One employee received a perfect 5 indicating exceptional performance for cancelling thousands of policies and saving the company over $10,000,000 in claim payments. Unfortunately, this is not new.
In 2007, HealthNet was fined $9,000,000 for such practices. At the time, it was discovered that HealthNet had avoided paying $35,000,000 in claims by retroactively cancelling health insurance policies. At the time, Blue Cross stated they did not tie employee performance to policy recission, a fact turned on its ear with the 2003 employee evaluations that showed Blue Cross had lied.
This is the system Congress thinks it can fix with a bandaid approach? No, this is the system that demands a government sponsored single payer health insurance option is the only option to true health insurance reform.
More About Health Insurance Reform
Sen. Blanche Lincoln Co-sponsors SHOP
Sen. Blanche Lincoln Opposes Public Option
Single Payer Health Insurance for America
Public Insurance Option is Not Optional
Medical Bankruptcy Shows Broken Health Care
Single Payer Health Insurance in Trouble
Single Payer Health Insurance Ignored
What others are saying about Single Payer Health Insurance
Last Left Turn Before Hooterville: Single-Payer Health Care – Can … – Single-payer health care is a term used in the United States to describe the payment of doctors, hospitals, and other health care providers from a single fund. It differs from typical private health insurance where, through pricing and …
The Indypendent » Fighting to Cure a Sick System – Single-payer healthcare advocates argue that only by having the federal government provide business-and taxpayer-funded health insurance can everyone receive guaranteed healthcare access. This system would also save money by eliminating …
See How Well That Healthcare Reform Worked Out? Mass. Health Plan … – Single payer off the table? Most countries use a social health insurance model (i.e., we’re all in, nobody out) model based upon Germany’s system. Read this about Germany and then tell me this isn’t what we should be working for: …
Sen. Blanche Lincoln Opposes Public Option
June 25, 2009
"We want to keep what works in the private industry and make it better," Senator Blanche Lincoln said in a conference call on June 18, 2009. Lincoln is a member of the Senate Finance Committee chaired by Senator Max Baucus (see article Single Payer Health Insurance for America).
Senator Lincoln continues to support the Republican party by opposing the will of the American people who overwhelmingly favor a public option for America’s health care system.
"One of our biggest concerns is that it doesn’t need to be a government plan that usurps that ability to compete in the marketplace, which I’m concerned that a totally government-run option would do," she said. Lincoln prefers private insurance cooperatives who, out of the goodness of their hearts, would cut costs for the American people.
She was right about one thing. "We can’t sustain spending the amount of money we do on health care right now."
Ed Schultz of MSNBC is a big supporter of a Single Payer Public Option, and so are many of his blog supporters. Mary Farber of Illinois said, "We all need to keep the pressure on the 10 senators who are in bed with the insurance companies. Here are the 10 Democrats that are reluctant to embrace the public plan option:
Senator Blanche Lincoln (D-AR) Senator Tom Carper (D-DE), Senator Maria Cantwell (D-WA), Senator Ron Wyden (D-OR), Senator Bill Nelson (D-FL), Senator Mary Landrieu (D-LA), Senator Kay Hagan (D-NC), Senator Kent Conrad (D-ND),
Senator Max Baucus (D-MT)
They make me sick. Without people like Big Eddie S. we would have zero chance. President Obama better not cave in. We all need to get involved and take to the streets—whatever it takes, do not let that gang of 40 keep us from public insurance option. The bottom line, we want true health care reform." (Source: Ed Says Blog)
More About Senator Blanche Lincoln
Sen. Blanche Lincoln Co-sponsors SHOP
Sen. Blanche Lincoln, Arkansas Republican?!
Blue America’s new Campaign For Health Care Choice: Targeting Blanche Lincoln on the Public Option: "We are going to target Blanche Lincoln first with TV ads, with the help of Robert Greenwald’s Brave New Films, and expose her actions to her constituents in Arkansas. This will be the first play because she is up for re-election in 2010 and has already received the second most money from the HIC of any Senator."
Monopoly Money: "Our good friend Senator Blanche Lincoln thinks it’s very dangerous for the insurance companies to have to compete with a public plan option: ‘One of our biggest concerns is that it doesn’t need to be a government plan that usurps that ability to compete in the marketplace, which I’m concerned that a totally government-run option would do,’ she said."
For more information about her political contributions, you can visit the Federal Election Commission Blanche Lincoln Page.
Single Payer Health Insurance Ignored
June 24, 2009
Single payer health insurance is being ignored – or not even considered- by many in Congress who show little respect for the wishes of the American people.
More and more people everyday are facing life without health insurance due to costs and job loss. Some are keeping their jobs but taking pay cuts. How can you make health care more affordable for millions of Americans without money to pay for it? There must be a single payer public option health care program and it must be supported by taxes.
Senator Claire McCaskill says there will be no public option.
Have You Read
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So Where’s Obama?
More About Health Insurance Reform
Sen. Blanche Lincoln Co-sponsors SHOP
Single Payer Health Insurance for America
Public Insurance Option is Not Optional
Single Payer Health Insurance in Trouble
June 24, 2009
Single payer health insurance is in trouble in Congress. It becomes more and more evident everyday that many Senators and Representatives have sold themselves to the health insurance industry and that meaningful health insurance reform may be a fleeting dream.
It’s like the American people are driving a convertible behind a truck driven by Congress that is carrying a load of &*@$ – under an overpass – and the truck is not going to make it. The people are oblivious to what is about to happen, and they will soon find the load dumped right on them…and wonder what happened.
A Gallup Poll conducted September 24 – 27, 2007 showed "Establishing a national healthcare system funded by the government, similar to the ones in Canada and Europe (54% in favor)." On March 5, 2009, CNN reported, "Seventy-two percent of those questioned in recent CNN/Opinion Research Corporation survey say they favor increasing the federal government’s influence over the country’s health care system in an attempt to lower costs and provide health care coverage to more Americans, with 27 percent opposing such a move. Other recent polls show six in 10 think the government should provide health insurance or take responsibility for providing health care to all Americans."
whorunsGov reported, "A new poll by a nonpartisan, D.C.-based research group finds truly overwhelming support for the public option. The kicker: The poll was bankrolled partly by previous opponents of health care reform, including one of the nation’s best-known insurance companies. The poll — which was just released by the Employee Benefit Research Institute, a D.C. policy think tank — finds that a majority (53%) strongly back the availability of a public plan, while another 30% “somewhat” support it. That’s a total of 83% in favor of a public plan — a staggeringly large majority."
Then there’s the Washington Post/ABC News Poll taken June 18 – 21, 2009. Question 21 was this: "Would you support or oppose having the government create a new health insurance plan to compete with private health insurance plans?" 62% said yes. (continued below)
Have You Read
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So What’s the Problem?
The folks in Washington have not provided details for the American public to consider. Americans overwhelmingly favor a single payer health insurance program similar to Medicare (how about expanding Medicare?) but the anything-but-statesmen working in the Beltway are pretty much refusing to consider it.
On May 21, 2009, "Twenty-eight U.S. Senators today introduced a resolution calling for the inclusion of federally-backed health insurance option in health care reform. The Senators resolution says that any reform of our nation’s health care system should give consumers a choice of an affordable, federally-backed option to introduce competition in the health insurance market and contain health care costs." Folks, twenty-eight ain’t enough.
Those twenty-eight are Sens. Sherrod Brown (D-OH), Edward M. Kennedy (D-MA), Chris Dodd (D-CT), Charles E. Schumer (D-NY), Jeff Bingaman (D-NM), Dick Durbin (D-IL), Barbara A. Mikulski (D-MD), Tom Harkin (D-IA), Barbara Boxer (D-CA), Jack Reed (D-RI), Carl Levin (D-MI), Patrick Leahy (D-VT), Robert Menendez (D-NJ), Sheldon Whitehouse (D-RI), Debbie Stabenow (D-MI), Bob Casey (D-PA), Kirsten Gillibrand (D-NY), Jeff Merkley (D-OR), Tom Udall (D-NM), Daniel K. Inouye (D-HI), Bernie Sanders (I-VT), Ted Kaufman (D-DE), Roland W. Burris (D-IL), Frank R. Lautenberg (D-NJ), Claire McCaskill (D-MO), Jeanne Shaheen (D-NH), and Benjamin Cardin (D-MD).
When America has needed a major change, people across America have stood up. Think of the suffrage movement of the early 20th Century that got women the right to vote. Think of the Civil Rights Movement of the 1960’s that moved America forward to a degree. Think back to 1776 and the people’s wish to change government entirely.
We haven’t yet stood up…but we need to.
More About Health Insurance Reform
Sen. Blanche Lincoln Co-sponsors SHOP
Single Payer Health Insurance for America
Public Insurance Option is Not Optional
Medical Bankruptcy Shows Broken Health Care
What others are saying about Single Payer Health Insurance
Progressive Democrats of America Blog » HEALTH CARE REFORM – Health Care Reform will ideally be fully funded by the Health Services Department and scrupulously avoid involvement of the Insurance Companies, which have only grossly inflated the costs of Healthcare for their own profit including …
How Many Republicans Does Bipartisan Health Care Reform Need … – Republicans emerged from their weekly caucus lunch blasting the possibility of a public health insurance plan and saying that polls which show support for a government-run option are flawed. The Note, authored by ABC News’ Rick Klein, …
health_care_reform – This weekend I was talking about health care reform with an older man that I know. Before he was old enough for Medicare coverage, he didn’t have any health insurance. Because he had no health insurance, he lived in terrible pain every …
Brain Injury and Stress: Family Caregivers
June 23, 2009
By Larry Jameson, Author, Brain Injury Survivor’s Guide
Brain injury affects over one million families each year in the United States alone and is the Number One cause of death and disability in the world. Information available to family members is in even shorter supply than what is available to the brain injury victims.
Stress hits family members at the moment of a phone call. In my case it was, "Larry, you need to come to the hospital; there’s been a Code Blue." Upon hearing words like those, the body’s autonomic resopnse system goes into overdrive by pumping additional adrenaline and a few other chemicals that allow you to jump into action.
This fight or flight response is supposed to be temporary. It allows you to take necessary action and then it subsides as the situation comes under control. When I got off the hospital elevator at the Medical Intensive Care Unit I immediately saw family members sitting in the chaplain’s room. A second fight or flight response piled on top of the first. I was met by a doctor who said, "I don’t expect her to survive the trauma." A third dose of autonomic chemicals flooded my mind, body and soul. Like the flood waters of Hurricane Katrina that devastated New Orleans, there was no opportunity for those chemicals to subside. The situation was not coming under control by any stretch of the imagination.
Beth remained in a coma for two weeks. The early days had a common phrase, "The next 24 hours will tell." Then, "the next 48 hours are crucial." The flood waters could not retreat, and stress began to build an almost impenetrable fortress within. Forget August…fast forward to September. Beth is released from the hospital and her parents bring her to a strange house with strange people living in it. She had forgotten me and our children. She slept on the couch. Actually, she slept a lot – on the couch or in the bed.
One way to reduce stress is to rest and relax. Beth was doing plenty of that. Since her brain injury was due to her lungs failing, I sat in the floor beside her as she slept…watching the rise and fall of her chest. If it didn’t rise when I thought it should, I shook her until her breathing appeared normal. I couldn’t sleep; I had to protect her. At least, that was my thinking at the time. And the stress continued to build. (continued below)
What an interesting couple we were at the time: a wife with a brain injury and a husband weighed down with stress. Those who have read our book know that we were not told Beth had a brain injury and that 15 months passed before we were able to get her admitted to a neuromedical facility. Not knowing what was going on in her life, complicated by migraine headaches, memory loss and cognitive difficulties, Beth became as stressed as I was…and that caused me more stress!
The Independence Thing
A primary thought on the mind of high-functioning brain injury victims is to gain more independence in their daily lives, whether they can actually do it or not. Sure, they all believe they can. And they can…with appropriate strategies that compensate for memory problems and thinking problems. Behavioral problems become more manifest through anger and cursing because they are not experiencing the independence they desire.
Family members or the family caregiver feels the stress as well. How much do I let them do? When should I step in … and get my head chewed off. Because you will get your head chewed off! Or some other part of your anatomy. For as long as we’ve been married, Beth and I have walked down the street holding hands. Oh, she did not want me holding her hand as she struggled to regain her independence. One day as she began to step off a curb in front of a car, I thrust my arm out to stop her. Her head jerked my direction, and I could see the daggers in her eyes. I had blocked her independence. She had not seen the car and, as much as she was concentrating on my interference into her life, I’m not sure she ever saw it.
Chapter Six of our book is titled Cycle of Reponse. It explains the five steps of the cycle: mental fatigue, confusion, frustration, guilt and depression as well as steps that can be taken to back away from that dreaded depression. The words are there for both the brain injury victim and the family members. Family members run up and down the cycle as well. It is essential that family caregivers guard against becoming over-stressed. Yeah, that’s easier said than done; trust me, I know.
Read more about Stress:
Stress and Stress Management Solutions
Stress Causes Physiological Changes
Stress Management with Guided Imagery
Long Term Stress Management Solutions
Additional References:
Brain Injury Book Hits Top Ten Sales List
June 18, 2009
Brain Injury Survivor’s Guide by Larry and Beth Jameson made the Top Ten Sales list for the month of April according to book publisher Outskirts Press. A press release stated, "Outskirts Press, the fastest-growing full-service self-publishing and book marketing company, today announced its top ten best selling titles for April 2009 according to combined data from Ingram Book Wholesalers and Outskirts Press Wholesale Direct."
The Top Ten Books run through a wide range of genres from smokehouse design to day trading to lottery numbers and, even, another kind of lottery: How to Become a Man Magnet. Of course, I believe it was Jeff Foxworthy that said all a woman needed to attract a man was to show up.
Lynn Galli’s fictional Uncommon Emotions explores what happens when a woman explores her passions and emotions after being kissed by another woman.
The Top Ten Books are:
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Brain Injury Survivor’s Guide is more than a story about one family’s struggle with tragedy. Beth Jameson suffered an anoxic brain injury following surgery when she developed Acute Respiratory Distress Syndrome. Her internal organs began shutting down and chances for her survival were slim. When Beth awakened from her coma she did not know her husband Larry or that she was married and had two children. She was told she would probably never be able to work again. Together, Beth and Larry began developing strategies for Beth to achieve a successful life, knowing that she would never fully recover. Over two dozen of those strategies are explained in detail in the book that deal with the memory, cognitive and behavioral problems that come from brain injury. And Beth became a Strategic Sourcing Analyst specializing in Cisco Networking Equipment for a Fortune 500 company. |
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Become A Total Man Magnet – Sylvie Nicole, international relationship expert, marriage consultant, and author has searched all four corners of the earth, interviewed top experts in the field, and synthesized many years of extensive research and counseling expertise to create the ultimate dating, attraction and relationship guide describing what every woman should know about how to find, attract, and keep her elusive Mr. Right.
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Complete Guide to Day Trading - Markus Heitkoetter began trading in high school, and he’s been going strong ever since.
In 2005, he launched Rockwell Trading® to fill the void of quality education that he saw in the trading industry. Markus has since taught hundreds of traders and investors all over the world how to make consistent profits in the U.S. and European markets. He offers educational webinars for the CME, Eurex, FXstreet, Strategy Runner, and many other financial companies. He’s written articles on over 500 websites, and he’s become an expert contributor on ezinearticles.com, Yahoo Answers, and FAQTs.com. |
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Uncommon Emotions by Lynn Galli – As a turnaround specialist, Joslyn Simonini spends her days analyzing corporate profit margins and trying to keep her likeness from being turned into a voodoo doll by company employees. If she does her job well, they often lose theirs. So, it comes as a surprise when she finds herself being kissed one day at work. She’s even more shocked to find out that the mysterious kissing bandit is a woman. But before long, she’s forced to examine the rush of emotions that accompanied the kiss, especially when she meets Raven Malvolio. |
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My Hearts Desire: A Journey Toward Finding Extravagant Love – is a powerful story of the author’s struggle to find everlasting love that its readers will easily identify with. With honesty and emotion, Mary Singer Wick walks you through seven years of heartbreaking trials beginning with the diagnosis that, as an otherwise healthy single woman, she may never have children. Desiring to be a wife and mother more than a career woman, she begins her desperate search for a cure. Healing eventually comes, but not in a way she expected. The author is a speaker and writer committed to using her gifts of exhortation and encouragement to draw women into a deeper relationship with Christ. |
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Meat Smoking and Smokehouse Design – Most books on the subject of smoking include a drawing or two, a few pages on generating smoke, and the rest of the pages are filled with recipes. While those recipes usually get the spotlight, the technical know-how behind preparing and smoking meats is far more important. When writing about cold or hot smoke the authors don’t end on just giving the temperature range for a particular method. They also explain why one way is better for making certain products than the other. The second part of the book “The Smokehouse Design” contains all that is known about smoker design and is supported with over 100 drawings and 50 photographs. Many of them are detailed technical drawings with all dimensions for building fully functional units. Some of them can almost be made without any costs involved and when ready will allow for making products of the highest quality.
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LEED AP Exam Guide – LEED (Leadership in Energy and Environmental Design) is the most important trend of development and it is revolutionizing the construction industry. It has gained tremendous momentum and has a profound impact on our environment. This pocket guide is small and easy to carry around. You can read it whenever you have a few extra minutes. It is an indispensable book for ordinary people, developers, contractors, architects, landscape architects, civil, mechanical, electrical and plumbing engineers, interns, drafters, designers and other design professionals. |
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The Art of Making Fermented Sausages – The majority of books written on making sausages do not tackle the subject of fermented sausages at all. The topic is limited to a statement that this is an advanced field of sausage making which is not recommended for an amateur sausage maker. Well, the main reason for writing this book was that the authors did not share this opinion. On the contrary, they believed that any hobbyist could make wonderful salami at home, if he only knew how. For thousands of years we have been making dry fermented meats without any understanding of the process involved. Only in the past 60 years, sufficient advances were made in the field of meat science which explained the fermentation and drying of meats. Until then, the manufacturing process was shrouded in secrecy, and was more a combination of art and magic than a solid science. They were highly technical papers, that were published in Food Technology journals, unfortunately these works were written in such difficult terms, that they were beyond the comprehension of the average sausage maker.
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What’s Your Number – From author Deborah A. Wilson, "I am dedicated to the fight to find a cure for one of this nation’s leading diseases killing our young children: including my daughter Ebony Lee Wilson. Diabetes took her life at the young age of 31. I want to find a cure so that our young children and all of our loved ones have a chance to live their best lives. A portion of my profits from each book sold will be donated to the American Diabetes Association. So I thank you so much for purchasing this book and helping me in the fight to cure one of the leading causes of major health problems like heart disease, blindness and even death. If you would like to donate directly, contact the American Diabetes Association at 1-800-DIABETES, or at their website: www.diabetes.org. God Love Ya" … Deb
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What to do When You Become The Boss – A self-help book for people about to move into their first management role. The author Bob Selden, has been a manager and coach of managers for over 30 years, so the book is very practical and easy to follow. It covers the full range of skills required of the new manager (in fact any manager) – leading, managing, motivating, team building, decision making, delegating, recruiting (and firing), managing performance, meetings, influencing others and managing boss and self.
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Additional Brain Injury Resources:
Public Insurance Option is Not Optional
June 12, 2009
America’s cry for Single Payer Health Insurance as a public option falls on more and more deaf ears, a clear signal that the health care reform wanted by citizens is NOT the health care reform being considered in Washington.
There is a little town in Manitoba, Canada called Kelwood. It’s so small I could not find it on any maps. So, the best I can tell you is that it’s close to Riding Mountain National Park and the town of McCreary in southern Manitoba about 200 miles from North Dakota.
Kelwood is the home of Alana Levandoski, a singer-songwriter best known for a concert she held in Winnipeg in honor of a group of survivors from the war in the Sudan who moved to Canada. But there is another connection between Kelwood and Winnipeg that relates to the need for public option insurance in the United States.
On July 29, 2008 two young boys were visiting their grandparent’s farm just outside Kelwood. They decided to pass the time shooting targets. Twelve-year old Sam hurriedly raised his rifle to shoot at a bird, hitting himself in the head with the scope. The pain from the impact caused him to drop the gun. It fired…and put a bullet in the right side of Sam’s brain.
Sam was rushed to the hospital in Neepawa for medical treatment. From there he was transported to the Health Sciences Centre in Winnipeg where he underwent a four-hour surgery that began a 12-day stay at HSC. Having lost peripheral vision in his left eye in addition to the left side of his body being paralysed, numerous therapies were begun. During those twelve days, his vision returned and the paralysis went away.
Sam is now re-learning parts of his life affected by brain injury. I contacted Sam’s mother, Jodi, and asked a simple question: "What sort of financial costs did you have with Sam’s incident?" Remember, this is Canada. Yet, I thought that everything provided to Sam couldn’t be free like we’ve been told about the Canadian public health care system. There was the hospital in Neepawa, then the hospital in Winnipeg. There was the brain surgery. There were the numerous therapies.
Jodi responded, "Here in Canada we pay for medicare thru our taxes so there hasn’t been any financial issues for us since the accident."
Can you imagine how much that would cost in the United States? Can you imagine how much the deductible and co-pay would be if you had insurance? And that doesn’t count the monthly health insurance premiums paid for the coverage? Even the single payer health insurance option wanted by most Americans would not be totally paid for by taxes and, yet, our national leaders seem to have forsaken those positions to become followers of the health insurance industry and its lobbyists.
Shame on them. (continued below)
Others Speak About Public Option Health Insurance
Single Payer Health Care Plan On The Table – Talk Radio News Service – Single payer health care supporters held a hearing yesterday at the Committee of Education and Labor to testify on the need for health care reform. Those who testified to the committee was U.S. Rep. John Conyers (D-MI), Geri Jenkins …
Frances Anderton: Don't Diss Single Payer Health Care If You Haven … – I feel pity for a person who does not know what it is like to go to a doctor and have the first question be, “what’s wrong?” instead of, “who’s your insurance carrier?”
Single payer health care: big breakthroughs, interview with Rep … – Less than a month after 13 single payer advocates were arrested protesting the exclusion of single payer, it is at the table in both Houses, making progress while the multi-payer pro-insurance reform is faltering.
Related Articles on Uncle Brice’s Blog
Single Payer Health Insurance for America
Brain Injury Blog: Dancing Upside Down
June 11, 2009
Brain injury blogs provide a great deal of current information about the number one cause of death and disabilty in the world. Jane H. of Seattle, Washington writes one of my favorites. After having two brain injuries three years apart, Jane describe herself as being like Swiss cheese: the block is still sharp but has holes.
The story featured in the photo, Something like "AAADD", is one that millions of people can relate to, not just persons living with brain injury. Here’s a short excerpt.
"Recently, I was diagnosed with A.A.A.D.D – Age Activated Attention Deficit Disorder. This is how it manifests:
"I decided to wash my car. As I start toward the garage, I notice that there is mail on the hall table. I decide to go through the mail before I wash the car. I lay my car keys down on the table, put the junk mail in the trash can under the table, and notice that the trash can is full.
"So, I decide to put the bills back on the table and take out the trash first. But then I think, since I’m going to be near the mailbox when I take out the trash anyway, I may as well pay the bills first.
"I take my checkbook off the table, and see that there is only one check left. My extra checks are in my desk in the study, so I go to my desk where I find the bottle of juice that I had been drinking. …"
You can read the rest of this story on Jane’s blog by clicking this link: Something like "AAADD"
Another entertaining and informative article by Jane is entitled, "This Too Shall Pass." Here’s an excerpt:.
"I feel so very confused as to who I am, who I am not, and who I should be, and who I can be. I want to know where the brain holes are so I can avoid them. I want something like a map to a mine field. I want to know exactly what is not working. I want to know exactly what I need to avoid. I want to know what I can do, and do well." …
" look normal. I seem normal. Not only to my friends but to me too! I keep expecting myself to be normal just as they do. The confusing thing is that often I am “normal” and sometimes I am not." …
"Another thing that is frightening or confusing to me about all of this is that I TRULY do not know what I can do and what I can’t. Now as I am learning more about TBIs I am also seeing how many compensatory techniques I have already developed. The compensatory techniques are a good thing. I am not knocking them. They are also part of the silver lining that I have talked about in previous posts. But all the compensatory techniques I am now identifying are also pointing to the number and depth of holes that currently exist. What I need to do is develop more compensatory techniques but first, as I explained above, I have to find and define the holes." Read the complete articleby clicking this link: This Too Shall Pass
Banks Chasing Down Credit Card Balances
June 10, 2009
Known as balance chasing, banks have shown their complete and utter disregard for rebuilding the American economy by chasing down credit that was once approved for their customers. It is hurting the middle class by lowering their credit scores even though they have never missed a payment.
How well you pay your bills is just one part of your credit score, accounting for 35% of your score. 30% of your credit score is tied to the amount you owe as it relates to the amount of credit that has been extended to you. For instance, if the bank had granted you a credit limit of $10,000 and you used only $1,000, your debt to credit ratio would be a very credit-worthy 10%.
Chasing down your balance means that the bank changes your credit limit from $10,000 to $1,000 or, perhaps, $1,200. Your new debt to credit ratio is a shaky 81.25% Instead of the 10% ratio showing you know how to manage your credit, your credit report now shows the high ratio that flags you as a credit risk. Your credit score drops, and it becomes harder for you to get a loan of any kind.
I was talking with a friend about this the other day whole shared his story. He had a credit card with Bank of America that had a $9,000 limit. His balance was $0, and it had been $0 for a number of months. Bank of America notified him that his credit limit had been lowered to $500. Believing that $500 doesn’t mount to a hill of beans on his debt to credit ratio, he cancelled the card.
A couple months later he got a similar letter from Chase Bank. While normally maintaining a $0 balance, he had recently purchased items for a client for which he would be reimbursed. His balance when he received the letter was $1,400. He was informed that his limit had been lowered to $1,700 based on a check of his credit report. Again, he had always made his payments on time, when he had payments.
A New Credit Card Strategy
My friend is now working on a new financial strategy that doesn’t rely on banks he’s dealt with for years. He is moving his personal and business checking accounts away from Bank of America to a bank that did not beg the federal government for taxpayer assistance while putting the screws to those very taxpayers. Next, he is getting a Prepaid Credit Card (also known as a Prepaid Debit Card) that he will use in the future. In other words, he will begin loaning money to himself.
Now, of course, everyone is not in a position to immediately do that. But it is a plan that could develop quite a following, and I hopd it does. Click here for more information about Prepaid Credit Cards.
Definition: Balance Chasing [Credit Cards] – Balance chasing is a practice credit card companies are using to reduce their risk, find out what it is and what you can do about it. Balance chasing is when the credit card company cuts your credit… [[ This is a content summary only. …
TheyBannedMe.com – The Home of the Banned » Blog Archive » Bank of … – Limit chasing is the practice by which the card issuer lowers your limit to slightly above your balance whenever you make a payment. Can Bank of America legally engage in muggings such as this? Unfortunately they can (assuming they had …











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